India’s BHIM app is riding high on user confidence, posting a massive 300% jump in monthly transactions over 2025. According to fresh figures from NPCI BHIM Services Limited, the platform processed 165.1 million transactions in December 2025 alone – a far cry from the 38.97 million recorded in January.
Month-over-month, transactions grew by an average of 14%, with values soaring to over ₹20,854 crore by year-end. Year-on-year comparisons are even more impressive: transaction counts leaped 390%, while values climbed more than 120%. This shift highlights BHIM’s evolution from pocket-change payments to substantial financial exchanges.
In Delhi, a key growth hub, small frequent transactions powered the rise. Breaking down the categories, P2P transfers led at 28%, groceries at 18%, fast food at 7%, eateries at 6%, telecom at 4%, petrol pumps at 3%, and e-commerce at 2%.
What’s driving this? A user-friendly design and attractive cashbacks from NPCI. Lalita Natarajan, the company’s MD and CEO, emphasized, ‘BHIM ensures accessible digital payments everywhere, regardless of internet strength.’ As adoption spreads, BHIM is reshaping India’s payment landscape.